Insurance and Financing

At National Dental, we believe that understanding dental costs should be straightforward and stress-free. Our team takes time to walk patients through coverage details, estimates, and timelines so financial decisions feel informed and comfortable. Clear communication around dental insurance and financing is an important part of how we support our patients.

Understanding Dental Insurance

Dental insurance can help take care of the cost of many routine and restorative dental services. Coverage often includes preventive visits and may help offset the cost of additional care. Each plan is different, so benefits can vary depending on your provider and policy details.

Dental Insurance Plans Explained

Patients may carry dental insurance through an employer, a private plan, or an individual policy. These plans can include deductibles, waiting periods, annual limits, and co-payments. Our administrative team assists by verifying coverage and explaining how benefits apply before treatment begins.

Dental Financing Options

Some patients do not use insurance, or may need care that is not fully covered. We offer dental financing options to help patients plan treatment costs in a manageable way. These options allow flexibility while maintaining clear expectations.

Dental Financing Plans

We work with trusted third-party providers to offer convenient financing solutions. Eligible patients may apply for CareCredit dental financing, with approval decisions and terms handled directly by the provider. We also offer annual membership plans and a Membership Club to support ongoing dental care planning.

Membership Club

Join National Dental’s in-house concierge dental plan for patients & families without dental insurance. Our concierge plan includes the following services:

Comprehensive Exam (Once every 6 months)
All necessary X-Rays
All necessary intraoral photos
Cleaning (Prophylaxis – Twice per year)
Oral Cancer Screening
Sleep Apnea Screening
Periodontal Assessment

Benefits of the plan

Low-cost plans available for individual and families
Better than company-sponsored dental plans
No annual maximum, no deductible, no excluded services, no waiting periods, no delays
25% off basic restorative dental procedures
$500 off Invisalign® (applicable to full cases)
$100 off in-office professional teeth whitening
15% off Fluoride trays

Out-of-Pocket Payment Choices

Patients paying directly may use cash, checks, or major credit cards. Our team explains deductibles, co-payments, and balances clearly before care begins. We also provide flexible dental payment options to help patients plan responsibly.